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Terms of Service

Effective date: September 5, 2026

Agreement. These Terms of Service (“Terms”) are a binding agreement between you and Leadco-Insureco Marketing LLC, an Alabama limited liability company, the owner and operator of LeadCo (leadco.biz). By accessing or using this website you accept these Terms. If you do not agree, do not use this site.

1. Eligibility

This site is intended for individuals 18 years of age or older located in the United States.

2. Nature of this website; no professional advice

LeadCo is an insurance marketing and lead-generation website operated by Leadco-Insureco Marketing LLC. We publish general information about insurance topics and connect consumers who request information with licensed insurance agents, agencies, and brokers in our network. We are not an insurance company. Content on this site is provided for general informational purposes only.

3. Lead submissions and consent to contact

When you submit a form on this site, you are asking to be contacted about your request. Your information may be shared with, transferred to, or sold to partners in our network as described in our Privacy Policy and in the consent language presented at the form. Where a consent checkbox appears, the language shown there governs the contact you have authorized; consent is never a condition of purchase and may be revoked at any time (including by replying STOP to any text).

4. Acceptable use

You agree not to misuse this site — including submitting false or third-party information without authorization, interfering with the site’s operation, scraping or harvesting data, or using the site for any unlawful purpose.

5. Intellectual property

The content, design, and materials on this site are owned by or licensed to Leadco-Insureco Marketing LLC and are protected by law. You may view and print pages for personal, non-commercial use; any other use requires our prior written permission.

6. Third-party content and links

References to third-party companies, carriers, products, or websites are for identification and informational purposes only and do not imply endorsement or affiliation. Third-party sites are governed by their own terms.

7. Disclaimer of warranties

THIS WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT INFORMATION ON IT IS CURRENT, COMPLETE, OR ACCURATE.

8. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LEADCO-INSURECO MARKETING LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF THIS SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THIS SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU; IN THAT CASE OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. DECISIONS ABOUT INSURANCE COVERAGE SHOULD BE MADE WITH A LICENSED PROFESSIONAL; WE ARE NOT RESPONSIBLE FOR THE ACTS, OMISSIONS, PRODUCTS, OR SERVICES OF ANY THIRD PARTY, INCLUDING PARTNERS WHO CONTACT YOU.

9. Indemnification

You agree to indemnify and hold harmless Leadco-Insureco Marketing LLC and its members, managers, employees, and agents from any claims, damages, and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or misuse of this site.

10. Governing law and venue

These Terms are governed by the laws of the State of Alabama, without regard to conflict-of-law rules. Any dispute shall be brought exclusively in the state or federal courts located in Alabama, and you consent to their jurisdiction.

11. General

If any provision of these Terms is held unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy, are the entire agreement between you and Leadco-Insureco Marketing LLC regarding this website. We may update these Terms at any time; the effective date above reflects the latest revision, and continued use after changes constitutes acceptance.

12. Contact

Questions about these Terms: contact Leadco-Insureco Marketing LLC using the contact or quote form on this website.